Building a better future for you and your family
FIRST TIME BUYER?
Be Ready To Buy In 4 Easy Steps.
How We Can Help You
We understand that your mortgage, refinancing, and insurance needs are unique. That is why we provide reliable and trustworthy advice that is specific to you.
What Our Clients Say About Us?
Do you need a mortgage broker? Whatever your requirements or financial situation, call Mark today on: 01256 518318 or email email@example.com
Frequently Asked Questions
Typically, we do not charge a fee for arranging your mortgage or insurance, however, there may be an occasion where we do charge a fee in respect of specialist advice. The precise amount will depend on your circumstances and will be disclosed at the initial appointment. No fee is charged for the initial appointment
Our fee is a fixed fee of £695 payable on completion for all equity release products. All fees will be disclosed at the initial appointment.
The amount of mortgage you can afford is based on your income and any financial commitments you already have.
MDJ Mortgages can provide you with an accurate assessment of your affordability across the main lenders.
Whether a lender will let you borrow this amount will also depend on your credit history, the size of your cash deposit and the length of the mortgage term.
A mortgage in principle or an agreement in principle is confirmation of how much a bank or building society is prepared to lend to you based on the information you’ve provided. This can help show that you’re ready to buy when it comes to making an offer on a property. But it’s important to remember that a mortgage in principle is not a guarantee. A lender can still refuse or reduce the amount at the point you come to make a full mortgage application as at this time it will assess your full credit history and financial situation. Contact us and we can help you obtain a mortgage in principle.
Banks and building societies change their mortgage rates quite frequently so it is always best to shop around when looking for the best deals. But while low interest rates are attractive, they are not the only consideration. You should also factor in the type of deal you want – such as a fixed or variable rate mortgage – the fees attached to the deal, plus how long you want to be tied into the loan.
MDJ Mortgages is an appointed representative of Stonebridge which is a trading style of Stonebridge Mortgage Solutions Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Stonebridge Mortgage Solutions Limited, 9 Lords Court, Basildon, Essex, SS13 1SS. Registered in England and Wales. Registered Number 5601592.
We may charge a fee for the arrangement of your mortgage, but the precise amount will depend on your circumstances. We may also charge a fee for equity release products. All fees will be disclosed at the initial appointment’
- You may have to pay and early repayment charge to your existing lender if you remortgage.
- As with all insurance policies, conditions and exclusions will apply.
- A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Specialist Mortgage Broker for Basingstoke
We provide specialist mortgage and insurance advice making clear recommendations based on a sound understanding of our client’s requirements & needs.
We offer expert, comprehensive advice, either face-to-face, via virtual meetings or over the telephone, to fit in with your schedule and lifestyle.
Offering specialist mortgage services at MDJ Mortgages based in Basingstoke we pride ourselves on reliable, forward thinking and trustworthy advice.
We help customers navigate the options available to them through clear information and guidance, this in turn enables them to understand their choices and make informed decisions.