Be Ready To Buy In 4 Easy Steps.

As specialist mortgage advisors, we make buying a property easier and less stressful for you!

Mortgage lending

Moving house or buying a home for the very first time? At MDJ Mortgages, we can provide you with a mortgage decision in principle and enable you to start the house buying process.  We are FEE FREE and will support you throughout the buying process and beyond.

Whether you are employed, a sole trader or a limited company, we will help you navigate through the stress and potential pitfalls of purchasing a property, with a mortgage service that is as comprehensive at is personalised to your needs.

From our initial meeting we will provide you with our fully personalised and comprehensive “Turn Key’ buyers report which includes;

  • Mortgage affordability report
  • An initial mortgage recommendation
  • Insurance Risk Report
  • Details about a property survey
  • Solicitor quote
  • Mortgage decision in principle

We are based in Basingstoke and work with clients throughout all surrounding areas!

Book a call back

Protect yourself, your family and your assets against any eventuality.
Speak to Mark about protection insurance on 01256 518318 or email

Types of Mortgages

  • First-time buyer mortgages
    Helping you get your foot on the property ladder with expert advice every step of the way.
  • Help-to-buy mortgages
    We help you understand what you can afford and which scheme would be most suitable for you.
  • Buy-to-let mortgages
    An experienced investor, or your first time with a buy-to-let mortgage? With access to the latest deals, we’ll help you get a healthy return on your investment.
  • Mortgages for the self-employed and limited companies
    Sole trader or limited company? We’ll provide you with accurate, affordable assessments and talk to the lenders on your behalf.
  • Contractor mortgages
    Are you a contract worker and looking for a mortgage? We know the contractor mortgage market inside and out.
  • Armed forces mortgages
    As a member of the armed forces, getting a mortgage may be challenging. For instance, you may have a low credit score due to being stationed abroad for long periods of time. We know which lenders will allow low credit scores and allow you to rent out your property, so get in touch to find out more.
  • Adverse credit mortgages
    Do you have a history of adverse credit? There are still options available to you. We can guide you to the correct lender and make plans to return to the high-street lenders at the right time.

Recent Articles on Buying A Property

what is a gifted deposit

Equity Release used for gifted deposits

It’s estimated that first-time buyers (FTB) using a gifted deposit can get onto the property ladder up to 11 years faster than prospective buyers consistently saving. The research1 found that a UK household saving £180 a month would take 10.9 years to reach the average £23,549 deposit needed by first-time buyers in England. In contrast,

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First time buyers getting on housing ladder

Possibilities abound for First Time Buyers in 2023

It’s fair to say that there’s a lot of gloom around the housing market right now. But 2023 could provide ideal opportunities for first-time buyers (FTBs) to get on the housing ladder. Buyers’ market Most experts are predicting significant price falls in 2023, which would be the first time that house values have dropped for

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supporting you for life

Supporting you in 2023 and beyond!

Supporting you We’ve made it to 2023 after what has proved to be another difficult year. The cost-of-living crisis, rising mortgage rates and ongoing economic turbulence resulted in a challenging 2022 for many of us. No matter what 2023 has in store, we’re here to help keep your finances on track. Navigating a cooling housing

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