Financial Planning

Mortgage Rates

Changes to Mortgage Rates – Unlocking the latest Rates

Buckle up, because the mortgage market is abuzz with thrilling developments that could reshape your homeownership journey! At MDJ Mortgages, we’re here to keep you in the know about the latest rate changes that can help you seize the best deals. These updates are not just numbers; they’re opportunities waiting to be explored. Let’s dive …

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variable rates

What are variable mortgage rates?

Variable mortgage interest rates, also known as tracker or discounted mortgage products, are mortgage loans with interest rates that can fluctuate over time. The interest rate on a variable mortgage is tied to an economic index, such as the Bank of England base rate or the own building society standard variable rate. As the index …

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Energy efficiency key for house hunters

Rising energy prices and the race to net zero are causing homebuyers to put more value on energy efficiency, a new survey1 suggests. Efficiency Asked to pick essential features for their new home, more respondents opted for energy-saving attributes than a year earlier. As the cost-of-living rises, households with poor energy efficiency ratings are paying …

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The money taboo – it’s good to talk it out

Are you worried about your finances? If so, you’re certainly not alone. According to a recent survey, 90% of households are worried about rising prices1. Financial worries can cause a great deal of stress and anxiety. In fact, nearly one in five people say they have lost sleep over soaring prices in recent months2. Money …

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