Protection insurance: protecting what you love and value the most with MDJ Mortgages, Basingstoke.

Keeping the keys to your home

Financial planning is an important part of the house buying process. We believe providing you with ethical, holistic advice is essential.

We will make sure you are aware of the risks involved when buying a property, and help guide and educate you along the way, enabling you to make the right decisions based on your needs and attitude to risk.


Life insurance

It might be difficult to think about, but would your loved ones be able to cope financially without you? There’s no better time than now to start thinking about life insurance.

Life insurance pays a cash sum to the people of your choice upon your death. You decide to whom the money it goes, and the amount paid out depends upon the plan you choose.

Life insurance can also cover the cost of:

  • Inheritance tax liability
  • Funeral costs
  • Outstanding debts
  • Business Protection

Talk to us today about how you could ease the financial strain on your family if the worst were to happen to you. As an independent broker, we can source from a wide range of providers to ensure you select the level of cover suitable for you.

Simply contact us to get a quote.

Critical illness cover

Being diagnosed with a serious illness can have a devastating impact on your ability to care for yourself and your family.

Critical illness cover is designed to pay out if you are diagnosed with certain life-threatening illnesses. The policy will pay out a tax-free sum upon diagnosis. 

Conditions plans usually cover include:

  • Cancer
  • Stroke
  • Kidney failure
  • Some forms of heart attack
  • Serious procedures such as a coronary bypass or transplant

You can purchase a plan as a standalone policy or combine it with life insurance cover. As an independent broker, we can advise from a wide range of providers to ensure you select the level of cover suitable for you.

Health Insurance

Income protection

If you were ill for an extended period of time, would you have enough money through sick pay to pay your bills? Income protection gives you the peace of mind that your family’s needs will be looked after should you be unable to provide for them.

You will usually receive between 50% and 70% of your income if you need to claim.

We will advise you fully on all your options to ensure you find the level of cover most suitable for you.

Buildings and contents

You must acquire buildings insurance when securing a mortgage. It can protect you against the cost of repairing or rebuilding your home, should it get damaged by an insured risk.

You’ll need to have this in place when you exchange contracts, or when remortgaging. However, you can take it out with the provider of your choosing.

building and contents

Protect yourself, your family and your assets against any eventuality. Speak to Mark about protection insurance on 01256 518318 or email

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